Working For the Injured Since 1996!
Personal Injury Protection (PIP) is an extension of car insurance available in some US states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to "fault," or more properly, legal liability. PIP is also called "no-fault" because a claimant's, or insured's, insurance premium should not increase due to a PIP claim.PIP is a mandatory coverage in some states.
Florida has $10,000 mandatory PIP. This is the money that chiropractic clinics and pain clinics get paid from for your Treatment. This covers physicians, Physical therapy, message therapy, dental and any related medical treatment. Once the PIP reaches its limit your auto accident medical protection kicks in if you have such a policy. Most clinics will bill past the limit. If you do not have extended medical coverage, this comes out of YOUR SETTLEMENT MONEY. That is money you do not get. It goes to the treating physician or " Doctor" or clinic. Lets say for instance ,your settlement is 45,000 after attorneys fees and percentage. The chiropractic clinic that treats you runs up a bill of 50,000. That is 5000 they get out of the 45,000 that would have been yours.
Medical Legal referral services in Florida benefiting from this include 1 800 Get Help, Ask Gary, and 411 Pain. If you have been injured in an auto accident be aware of your treatment costs.
Coverage may vary from state to state in terms of both what is covered and what types of treatments are considered customary and reasonable. Some states also allow for PIP claims even if a Workers' Compensation claim exists, while others do not.In some states, PIP is subrogable, meaning that your insurance carrier will pay for your loss, regardless of liability, and then recover (or subrogate) what it paid from the liable party's insurance carrier. This generally leaves the claimant/insured in a much better financial position, because his or her medical bills are paid, and the insurance carriers get to fight it out on their own, and after the fact.PIP can cover, within the specified dollar and time limits, the medical and funeral expenses of the insured, others in its vehicle at the time of the loss, and pedestrians struck by its vehicle.
Injury lawyers Network has been helping injured people in Florida since 1997. Social worker owned and operated, they do not earn your $10,000 pip coverage by sending you to a "referral" service owned medical clinic. Our injury attorneys who are members of the service in good standing with the Florida bar.
Many of these lawyers have been members over ten years.